Setting up your profile and submitting your application is quick and easy. Simply click on “Get Funded” on our website.

To register, you’ll need to provide some basic details such as: 1. Business details 2. Your name and contact information 3. Financial information relevant to your loan application

No, registering and applying for a loan is completely free. There are no upfront fees.

Once your application is submitted: 1. Our team will review your details 2. We might ask you to provide additional documents or more information 3. If your application is approved, you’ll receive a loan offer outlining loan terms and conditions 4. Upon acceptance and meeting all loan conditions, funds are disbursed according to the agreed timeline.

Flurish offers two loan options: 1. Flexi Loan 2. Term Loan

Businesses can borrow between €25,000 and €250,000, depending on affordability and financial performance to ensure that you are financially able to meet the loan repayments.

Repayment terms vary, typically ranging from 6 months to 42 months for term loans, and up to 12 months for Flexi loans. We offer flexible repayment plans to suit your business needs.

Flurish Interest rates depend on the loan type, amount, and business financial profile. Our rates start from 8.45% and will be clearly outlined in your loan offer.

Our rates and fees are clear. Some fees you may encounter are the following: 1. Once off Origination fee paid upfront and deducted from the gross loan amount 2. Monthly Loan Service Fee 3. Late Payment Fee (if applicable) 4. Early Repayment Fee (if applicable)

To qualify for an SME business loan, your business must meet the following criteria: 1. Your company must be registered with the Companies Registration Office (CRO) in the Republic of Ireland 2. Your business must be actively trading for at least two years 3. Your business must have a set of filed financial accounts 4. Your company must demonstrate sufficient cash flow and financial capacity to support loan repayments 5. Your business must comply with Irish tax and regulatory obligations and must provide up-to-date tax clearance certificate

You can use Flurish loan funds to support your business growth for the following purpose: 1. Working capital 2. Business Expansion 3. Purchasing inventory, equipment, or assets 4. Hiring staff or increasing payroll 5. Technology and infrastructure upgrades etc

To process your SME loan application, we will require the following documents: 1. Last two years of Filed financial accounts 2. Provide Open Banking Concent 3. Tax clearance certificate 4. Debtors and Creditors Book 5. Business plan (for expansion funding requests)

1.Apply Online – Click “Get Funded” and complete the application 2. Upload and submit documents – Provide required financial details 3. Assessment & Approval – We review your application and documents 4. Receive a Loan Offer – If approved, we’ll send you loan terms. 5. Get Funded – Once you accept the offer, funds are transferred to your account.

Filling out the application takes only a few minutes. However, approval times vary but in most cases loans are processed within 24-48 hours after submitting all required documents.

If your application is not approved, we will notify you and explain the reason. You may reapply after improving your financial situation.

If you’re experiencing financial difficulties, contact us immediately. We may offer options such as payment extensions or restructuring plans to help.